Claiming Compensation as an Injured Passenger

If you travel in a car as a passenger, you have a reasonable expectation that the journey will be safe.  As a passenger you will normally not have any control over the vehicle, nor will you have insurance to cover being a passenger.  Passengers in a car often receive greater injuries than the driver, ranging from whiplash to serious back injuries.

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Why should I claim compensation as an Injured Passenger?

If you are in a car crash as a passenger then the driver will often be a friend of yours, and you may not want to claim compensation against him or her for fear of losing a friend.  However, if you are injured you may incur medical fees.  You may need to pay for a carer, or make adjustments to your home as a result of a serious injury, such as fitting a ramp or holding rails.  You may even have to take time off of work which may mean you are not paid.  Your injuries may affect you for many years, causing you constant pain and forcing you to give up some of your hobbies, such as playing golf.  Someone will need to pay for all your expenses.

Remember that if the crash is the fault of a friend, it will not be him losing out, but his insurance company, which should pay for your expenses and compensate you for your pain and suffering.

Can I claim compensation as an injured passenger if the person at fault is not insured?

If the person at fault is not insured or cannot be traced you may still be able to make a claim with the Motor Insurers’ Bureau.

In any event, your compensation could be reduced if you are found to be at fault in any way, for example by not wearing a seatbelt or interfering with the driver.

What do I do if I have an accident as a passenger?

If the accident has caused an injury you should always call the police and, if anyone is injured seriously, call an ambulance.

The police will take down witness statements and make a full report of the accident, including names and contact details of witnesses.  If you don’t call the police, make sure you take down these details yourself and take photographs of the scene.  You should also see a doctor as soon as possible so he can make a report of your injuries.

The important thing is to do all these things as soon as possible.  You have three years from the date of the accident to make a claim.

Our passenger injury specialists offer a FREE INITIAL CONSULTATION where we can assess your compensation claim. We offer NO WIN NO FEE* agreements on personal injury matters, call one of our experts today for more information. 0845 0770772.

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