Insurance Fraud

Following on from our article on Fraudulent or fake accident claims, today we discuss the legal implications of making a fake or fraudulent accident claim or insurance claim. At Manners Pimblett we take a dim view of fraud and we have some advice for you.

It is only a white lie, just a fib no harm done � is there?

You would think? Most alleged fraud suspects say the same thing time and time again about insurance fraud:

  • It is only a white lie.
  • It is just a fib no harm done.
  • Everyone else does it (Fraudulent claims).
  • I thought they would never find out.
  • It is not like I have stolen anything?
  • The insurance company can afford it.

All of these "quotes" have been made by alleged fraud suspects who in a way were trying to justify the action of accident claim insurance fraud when caught.

Insurance Fraud is Theft.

There is no excuse for it nor is there any reason why anyone should process or attempt to process a fraudulent accident or personal injury claim. The simple fact is, it is THEFT. Insurance fraud is obtaining property by deception and it is covered by Section 15 of the Theft Act 1968. Once you see the legal aspect of insurance fraud, the serious nature of the crime is brought to foot.


By being found guilty of Insurance Fraud, you have obtained property by deception which is contrary to section 15 of the Theft Act 1968. The next line to be read to you is that of the first line of the caution "you do not have to say anything..."


Do not pass go!

Yes that is right, by being convicted of the offence of Insurance fraud you could face up to 10 years in prison. The duration of your prison sentence will be based on a number of characteristics:

  • Amount you claimed
  • Planning for the offence
  • Duration of claim
  • Motivation

There may be additional penalties which could at least be the repayment of the amount you claimed and or compensation (ironic don't you think?) for your victim.

Advice for all

Insurance fraud is just something that you do not have to put up with. Every time someone makes a fraudulent or fake insurance/accident claim they add to your insurance premiums and potentially fund other types of crime. You can stand up and be counted by calling crime stoppers or the local authority fraud help lines and have your say. Both lines are anonymous.

  • Crime Stoppers 0800 555 111
  • Fraudline 0800 328 9270

Make a Bona Fide Accident claim

The honest members of public who have been injured in an accident, slip, trip or fall are invited to call our free phone number and the Manners Pimblett personal injury claims advisors will gladly assist.

Free phone 0845 077 0772 and make a genuine accident claim.

Contact us now...
Make a claim with our online accident claim form
Free claim calculator
accident claims
injury claims
Call us 24/7 on 0800 970 2907

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